@article{
  author = {jowkar, علی اکبر , Feyzabadi, zohreh, Mahmoudi  Maymand, Mohammad, وزیری گهر, حمیدرضا},
  title = {Designing a commercial model of innovative ideas in companies in the field of information technology and banking communications},
  journal = {Modiriat-e- farda},
  year = {2024},
  volume = {21},
  number = {71},
  pages = {127-145},
  doi = {}
}